Compare Top Business Loans
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Seek Business Capital
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Startup Consulting • Business Services |
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Imperial Advance
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Imperial Advance is a business loan broker that finds loan offers for you. Simply create an account, fill out your financial information and you will receive several different quotes. Funds are available within 24 hours. |
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National Business Capital
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Founded in 2009, National Business Capital is a business financing provider best known for their fast approval and funding processes. NBC specializes in business equipment financing, lines of credit and small business loans. |
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Colorado Enterprise Fund
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Location
1888 Sherman St.,Ste. 530
Denver, CO 80203
(303) 860-0242
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Centennial Lending
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Location
4112 Kodiak Ct.
Longmont, CO 80504
(720) 494-2740
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Colorado Lending Source
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Location
1441 18th St.
Denver, CO 80202
(303) 657-0010
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Core Business Capital
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Location
999 18th St., Ste. 3000
Denver, CO 80202
(720) 222-3396
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Colorado Business Bank
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Location
1401 Lawrence St., Ste. 1200
Denver, CO 80202
(303) 293-2265
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Bank of Colorado
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Location
1801 Broadway Ste. 100
Denver, CO 80202
(303) 308-0000
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Bank of the West
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Location
1965 W 38th Ave.
Denver, CO 80211
(303) 218-2545
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How to get a business loan in Denver
Business loans in Denver can be used by a small business, larger business or start-up. There are various types of business loans, and the right one for your company will be based on your current business needs. Some of the most common types of business loans include:
| Loan type | Description |
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| Term loan | Borrowers receive a specified amount upfront for business costs. The loan is repaid on a determined schedule with interest. |
| SBA loan | U.S. Small Business Administration (SBA) loans are partially guaranteed loans designed for small businesses. Learn more by contacting the Colorado District Office of the SBA. |
| Business lines of credit | This works similar to a credit card, where borrowers can access any amount of money from a predetermined limit and only pay interest on that amount. |
| Invoice financing | Borrowers use their company’s accounts receivables or unpaid invoices to secure the loan. |
| Equipment loan | These funds are used to purchase equipment, and the equipment is used as collateral for the loan. |
The application process and what determines if a borrower qualifies varies on the lender and type of loan. Some things that determine whether you are approved include:
- The type and amount of industry experience the borrower has
- The credit strength of the borrower
- Whether the borrower has alternative income
- The strength of the company’s business plan
- Personal and business bank statements
- Financial projections
- Available collateral
The type of loan will also affect your repayment terms. In most cases, borrowers will make monthly installments to repay the loan plus interest. There could be other fees associated with a business loan, including origination fee, underwriting fees, closing costs and interest.
Business Loans Reviews
Seek Business Capital |
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Seek Business Capital conducts the underwriting process quickly, and borrowers can expect an estimate within two hours. The company has a quick online application and offers unsecured loans. Customers in Denver say they appreciated the prompt, professional service, but some borrowers raise concerns about undisclosed fees. |
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Imperial Advance |
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Imperial Advance provides no-obligation loan offers and financial consulting to help you decide which loan is best for you. Borrowers can expect funds deposited in their bank account in 24 hours. Customers in Denver report a smooth process that is guided by knowledgeable agents. |
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National Business Capital |
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National Business Capital offers a simple application which connects potential borrowers with more than 75 lenders that bid for the loan. The company provides options for small business loans, accounts receivable financing, business lines of credit and more. Reviews from Denver customers comment on the National Business Capital’s quick application process and friendly agents. |
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Colorado Enterprise Fund |
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Colorado Enterprise Fund is a nonprofit lender with a mission to help Colorado small business owners receive affordable loans and lines of credit. The nonprofit also offers free business advising while the loan is active. Customers in Denver say they love the helpful, efficient staff. |
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Centennial Lending |
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Centennial Lending works with credit union partners to provide flexible and competitive business loan terms. The company does everything in-house, including underwriting, processing, closing and servicing. Denver residents appreciate the lender’s prompt service and say the employees are easy to work with. |
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