Best Extended Auto Warranty Companies in Denver, CO
An extended auto warranty covers any issues with your vehicle that are not included in the manufacturer’s warranty. It’s essentially an extra service protection plan that you can purchase for either a new or used car. Our partners at ConsumerAffairs researched the best extended auto warranty in Denver to keep you on the road longer.
Denver drivers, as well as drivers in the rest of Colorado, have to deal with weather and road conditions that lead to car damage. Along with intense mountain driving and potholes, Colorado ranks as the state with the second most hailstorm damage claims. Extended auto warranties can provide coverage once your vehicle's manufacturer's warranty expires, cover services that your existing warranty doesn't or provide a “warranty” for a used car.
An auto warranty is different from an extended auto warranty, which is not actually a warranty at all. An extended auto warranty is an auto service contract that's unaffiliated with the dealership, the car and any existing warranty. It's sold for an additional fee to cover problems not included in the car manufacturer's warranty and is available for both new and used cars.
Services included in an extended auto warranty vary by company and plan. Possible features include:
Full or partial repair coverage, after paying a deductible
Rental car reimbursement
Assistance with flat tires
Free oil changes
Free tire rotations
When considering an auto warranty in Denver, it's important to read the fine print and understand the contract. Here are some questions to ask:
What is the deductible?
What is and isn't covered?
When does coverage begin?
What are the warranty limitations?
Who performs repairs?
Some companies have deductible ranges from $100 to $500 while others have the customer pay 50% to 75% of the cost.
Pay attention to what issues are covered and ask about when coverage may not be available, like if the customer is at fault or didn't maintain the car properly.
Often coverage begins after a waiting period to prevent immediate claims for existing problems.
Find out when your warranty is no longer active. Warranty lengths are measured by years or mileage.
Many companies require work done by a licensed mechanic. Some have restrictions and only work with in-network garages.
Endurance provides 24-hour roadside assistance and a variety of plans for your vehicle and financial needs. They are backed by an A.M. Best “A” rated insurance company. Endurance covers most repairs, per your plan, and also offers a 30-day money back guarantee. Denver customers gave positive reports about Endurance, saying they experienced great service from company representatives.
CARCHEX allows you to choose your own licensed repair facility (with 30,000 across the country). Some Denver customers were disappointed with certain services not being covered by the warranty, but others reported good service, helpful representatives and upfront information.
AA Auto Protection’s plans are all backed by high-rated insurance companies, a lowest price guarantee and 24-hour roadside assistance. All plans come with a 30-day money back guarantee. Denver customers reported being satisfied with the service after learning more about the company and its plans.
Delta Auto Protect provides roadside service 24/7 and a 30-day money back guarantee. With three available plans, Delta has coverage for different price points. They are also backed by an ‘A’ rated insurance company and have a price match promise. Some customers reported issues with certain services not being covered.
CarShield offers courtesy towing, your choice of mechanic, 24/7 roadside assistance, flexible payment terms and a rental car or reimbursement for a loaner vehicle while your car is being repaired. Most plans cover engine, drive axle and transmission repairs. Customers report great experiences with courteous sales representatives.
American Auto Shield is locally headquartered in Lakewood, and they develop fully insured and secured contracts. They offer three warranty plans with varying levels of coverage depending on your vehicle and budget. Some Denver customers report issues with lack of coverage for certain repairs.
Protect My Car offers flexible payment terms, 24/7 roadside assistance and a 30-day money back guarantee. You’ll also be provided with a rental car if your vehicle will take more than four hours to repair. Protect My Car also offers a customer rewards program for shopping and visiting certain restaurants.
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Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.