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Best Payday Loan Lenders in Denver, CO

Aug. 26, 2019, 5:03 p.m.

About 40 percent of Americans can’t cover a $400 unexpected expense without selling something or borrowing money, says a report from the Federal Reserve Board. Payday lenders in Denver give quick cash—even to those with bad credit. These loans borrow against your next paycheck, so proof of income and employment is required.

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#2
Loan Stop
Loan Stop
Features
  • Online application
  • Locally owned
  • 8 Colorado locations
  • $500 loan maximum
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Location
13700 E. Alameda Ave.
Aurora, CO 80012
(303) 365-2274
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Payday Now Loans
Payday Now Loans
Features
  • M-F: 10am - 6pm
  • Sat: 10am - 2pm
  • Closed Sun
  • paydaynowloans.com
Location
12124 E. Mississippi Ave.
Aurora, CO 80012
(303) 745-1843
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Checkmate
Checkmate
Features
  • M-F: 9am - 7pm
  • Sat: 9am - 4pm
  • Closed Sun
  • callcheckmate.com/locations/denver
Location
9500 E. Hampden Ave.
Denver, CO 80231
(303) 338-8883
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Moneytree
Moneytree
Features
  • M-F: 9am - 7pm
  • Sat: 9am - 6pm
  • Closed Sun
  • moneytreeinc.com/branch/stapleton
Location
7357 E. 36th Ave.
Denver, CO 80238
(303) 333-7000
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Check City
Check City
Features
  • M-Sat: 9am - 7pm
  • Closed Sun
  • checkcity.com/locations/colorado
Location
1898 S. Wadsworth Blvd.
Lakewood, CO 80232
(303) 988-3073
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Advance America
Advance America
Features
  • M-Th: 10am - 6pm
  • F: 9am - 7pm
  • Sat: 9am - 3pm
  • Closed Sun
  • https://www.advanceamerica.net/store-locations/colorado
Location
7150 S. Leetsdale Dr., Ste. 312
Denver, CO 80224
(303) 393-8329
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My Colorado Payday
My Colorado Payday
Features
  • M-Sun: 8am - 8pm
  • mycoloradopayday.com
Location
600 17th St.
Denver, CO 80202
(303) 653-9209
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Denver Payday Loan Solution
Denver Payday Loan Solution
Features
  • M-Sat: 8am - 7pm
  • Closed Sun
  • denver.paydayloansolution.net
Location
890 S. Monaco Pkwy., Ste. 5B
Denver, CO 80224
(720) 445-4564
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Easy Cash Store
Easy Cash Store
Features
  • M-F: 10am-6pm
  • Sat: 10am-3pm
  • Closed Sun
  • easycashstore.com
Location
7505 E. 35th Ave., #555
Denver, CO 80238
(877) 244-8254
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How to get a payday loan in Denver

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It's never fun to be in a situation where you don't have enough money to cover your bills. For a long-term fix and payday loan alternatives, you can create and stick to a realistic budget every month and set up a savings account for emergencies. But when you're in a bind, payday loans can be a solution.

Payday loans aren't legal in some states. Payday loans are legal in Colorado, but have limitations. The maximum loan amount is $500 with a loan term of six months.

If you have bad credit you can still get a payday loan. To qualify for a payday loan, you'll need to complete an application. Once you receive a lending decision, you'll sign your payday loan documents. You'll receive your cash, and establish a payment plan to repay your debt plus interest and fees.

For example, if you borrow $100, you may be making six payments of $28.59, which would equal a total cost of $171.51. Payday lender rates vary, so be sure to understand all of the fees you'll need to pay back.

You cannot go to jail if you are unable to pay back your payday loan. But you will deal with debt collectors. If part of your agreement included giving your bank information, the lender may automatically deduct money right from your account. Be sure to understand what the consequences are for a missed or late payment.

Payday loan requirements in Denver often include:

  • Personal information, such as legal full name, Social Security number, phone number, home address and valid ID number
  • Banking information, such as checking account number
  • Proof of income
  • Information about employment, such as pay frequency, income amount and employer

Finally, many Denver payday loan lenders also offer convenient online loans for when you can't make it into a physical location.

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Loan Stop

Loan Stop

Loan Stop says they offer low rates on payday loans. You can apply for your payday loan online, but you do need to choose a location to pick up your cash and sign your documents. Local reviews say that the staff is personable and helpful.

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.