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Best Payday Loan Lenders in Denver, CO

Updated 10/12/2018

About 40 percent of Americans can’t cover a $400 unexpected expense without selling something or borrowing money, says a report from the Federal Reserve Board. Payday lenders in Denver give quick cash—even to those with bad credit. These loans borrow against your next paycheck, so proof of income and employment is required.

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#1 MOST POPULAR
Speedy Cash
Speedy Cash
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(720) 513-1798 VISIT WEBSITE
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  • Transparent loan rates
  • Short & long-term loans
  • Instant lending decision
  • Online application
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#2
Check into Cash
Check into Cash
CALL CHECK INTO CASH
(720) 513-1965 VISIT WEBSITE
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  • Direct lending online
  • Title secured loans
  • $50-$500 payday loans
  • Up to $1,000 cash advance
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#3
Loan Stop
Loan Stop
Features
  • Online application
  • Locally owned
  • 8 Colorado locations
  • $500 loan maximum
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Location:
13700 E. Alameda Ave.
Aurora, CO 80012
(303) 365-2274
Payday Now Loans Payday Now Loans Features
  • M-F: 10am - 6pm
  • Sat: 10am - 2pm
  • Closed Sun
  • paydaynowloans.com
Location:
12124 E. Mississippi Ave.
Aurora, CO 80012
(303) 745-1843
Checkmate Checkmate Features
  • M-F: 9am - 7pm
  • Sat: 9am - 4pm
  • Closed Sun
  • callcheckmate.com/locations/denver
Location:
9500 E. Hampden Ave.
Denver, CO 80231
(303) 338-8883
Moneytree Moneytree Features
  • M-F: 9am - 7pm
  • Sat: 9am - 6pm
  • Closed Sun
  • moneytreeinc.com/branch/stapleton
Location:
7357 E. 36th Ave.
Denver, CO 80238
(303) 333-7000
Check City Check City Features
  • M-Sat: 9am - 7pm
  • Closed Sun
  • checkcity.com/locations/colorado
Location:
1898 S. Wadsworth Blvd.
Lakewood, CO 80232
(303) 988-3073
Advance America Advance America Features
  • M-Th: 10am - 6pm
  • F: 9am - 7pm
  • Sat: 9am - 3pm
  • Closed Sun
  • https://www.advanceamerica.net/store-locations/colorado
Location:
7150 S. Leetsdale Dr., Ste. 312
Denver, CO 80224
(303) 393-8329
My Colorado Payday My Colorado Payday Features
  • M-Sun: 8am - 8pm
  • mycoloradopayday.com
Location:
600 17th St.
Denver, CO 80202
(303) 653-9209
Denver Payday Loan Solution Denver Payday Loan Solution Features
  • M-Sat: 8am - 7pm
  • Closed Sun
  • denver.paydayloansolution.net
Location:
890 S. Monaco Pkwy., Ste. 5B
Denver, CO 80224
(720) 445-4564
Easy Cash Store Easy Cash Store Features
  • M-F: 10am-6pm
  • Sat: 10am-3pm
  • Closed Sun
  • easycashstore.com
Location:
7505 E. 35th Ave., #555
Denver, CO 80238
(877) 244-8254

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How to get a payday loan in Denver

Denver Skyline

It's never fun to be in a situation where you don't have enough money to cover your bills. For a long-term fix and payday loan alternatives, you can create and stick to a realistic budget every month and set up a savings account for emergencies. But when you're in a bind, payday loans can be a solution.

Payday loans aren't legal in some states. Payday loans are legal in Colorado, but have limitations. The maximum loan amount is $500 with a loan term of six months.

If you have bad credit you can still get a payday loan. To qualify for a payday loan, you'll need to complete an application. Once you receive a lending decision, you'll sign your payday loan documents. You'll receive your cash, and establish a payment plan to repay your debt plus interest and fees.

For example, if you borrow $100, you may be making six payments of $28.59, which would equal a total cost of $171.51. Payday lender rates vary, so be sure to understand all of the fees you'll need to pay back.

You cannot go to jail if you are unable to pay back your payday loan. But you will deal with debt collectors. If part of your agreement included giving your bank information, the lender may automatically deduct money right from your account. Be sure to understand what the consequences are for a missed or late payment.

Payday loan requirements in Denver often include:

  • Personal information, such as legal full name, Social Security number, phone number, home address and valid ID number
  • Banking information, such as checking account number
  • Proof of income
  • Information about employment, such as pay frequency, income amount and employer

Finally, many Denver payday loan lenders also offer convenient online loans for when you can't make it into a physical location.

Speedy Cash

Speedy Cash (720) 513-1798

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M-Sat: 8am - 8pm, Sun: 10am - 4pm

Speedy Cash offers quick cash advances up to $400 when you’re in a bind. You can apply online or visit their locations in Denver and Lakewood. Denver customers raved about friendly customer service, a professional staff and quickly receiving their loan.

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Check into Cash

Check into Cash (720) 513-1965

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M-F: 10am - 6pm, Sat: 10am - 3pm, Closed Sun

Check into Cash offers a five-minute online application to get approved for a payday loan. Advances range from $50 to $1,000. Often, you’ll be able to receive your loan within 24 hours of your request. Denver reviews said the service is accommodating and friendly.

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Loan Stop

Loan Stop

M-F: 9am - 8pm, Sat: 10am - 2pm, Closed Sun

loanstop.com/new-locations

Loan Stop says they offer low rates on payday loans. You can apply for your payday loan online, but you do need to choose a location to pick up your cash and sign your documents. Local reviews say that the staff is personable and helpful.

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Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.